BigBuck Offers buys houses in Temple, Texas for cash, as-is, with no repairs, no cleaning, no fees and no agent commissions, and we can close in as little as 7 days or on the date you choose. Send us the property details and you'll usually have a cash offer the same day.
We aren't the only cash buyer in Temple, and a cash sale isn't right for every house. Here's what to know so you can choose what fits.
Selling an older house in Temple as-is
Temple started as a railroad town. Lots were first auctioned on June 29, 1881, on land sold to the Gulf, Colorado and Santa Fe Railway, and the 1911 Santa Fe Depot downtown now houses the Temple Railroad and Heritage Museum.
The railroad also started Temple's medical history. The Santa Fe's 1891 railway hospital led to the Temple Sanitarium, which grew into Baylor Scott & White Health. The city is also home to the Olin E. Teague Veterans' Center.
Temple has two locally designated residential historic districts, the North Central Temple Historic District and the African American Churches Historic District. Changes to buildings in these districts go through the city's certificate of appropriateness review.
If an older house needs a roof, wiring, plumbing or foundation work, selling as-is means you don't have to plan, pay for or get approval for any of it. We also buy houses with the contents still inside.
Behind on property taxes in Temple
In Bell County, property taxes are collected by the Tax Appraisal District of Bell County (BellCAD), not at the county tax office. BellCAD has a Temple office at 205 E. Central Ave.
According to the Texas Comptroller, property tax bills are generally due by January 31, and taxes still unpaid on February 1 are delinquent. On that date a 6 percent penalty and 1 percent interest are added, and more is added each month after that.
If the house is your homestead, BellCAD offers an installment agreement for delinquent taxes. Call them to confirm your balance and what you qualify for. If paying isn't realistic, the back taxes can be paid out of a sale at closing. Read more about selling a house when you're behind on property taxes.
Selling a storm-damaged house in Temple
On May 22, 2024, two tornadoes hit Temple minutes apart: an EF-2 in West Temple and an EF-1 on the southeast side. Local news reported homes with interior damage and roofs torn off.
If your house still has storm damage, you don't have to repair it before you sell. If you have an open insurance claim, ask your insurer how a sale affects it before you sign.
Selling an inherited house in Temple
The Texas State Law Library explains that when an estate goes through administration, the house is transferred by an executor's or administrator's deed. When probate was skipped, heirs may still own the house even if the deed doesn't list them, and may need to file documents such as an affidavit of heirship.
Talk to a local attorney about who has to sign before the house can be sold. Our guide to selling an inherited house covers the general steps, and we can work around the estate's timeline.
Your options for selling a Temple house
If your house is in good shape and you're not in a hurry, listing with an agent will usually net you more than a cash sale, and that may be your best choice. A cash sale fits better when the house needs major work or you need a set closing date.
| Option | Repairs and cleanup | Fees and commissions | Typical timing | Best when |
|---|---|---|---|---|
| Repair, then list with an agent | You pay for repairs before listing | Agent commission and closing costs | Repair time plus time on the market | The house needs little work and you have time and money |
| List as-is with an agent | None up front, but buyers may ask for repairs or credits | Agent commission and closing costs | Depends on inspections and buyer financing | The house is livable and can pass a lender's standards |
| Sell to BigBuck Offers for cash | None, we buy as-is | No fees, no commissions | As little as 7 days, or your date | The house needs work, or you need speed and certainty |
We also buy rentals with tenants in place. See our page on selling a house with tenants.
Areas we buy in around Temple
We buy houses throughout Temple and in nearby Bell County communities, including Belton, Salado, Troy, Morgan's Point Resort, Little River-Academy and Harker Heights. If your house is closer to the Army post, see our page for selling a house in Killeen.
We don't have an office in Temple. You can reach us by phone at 1-844-348-9268, by email at transactions@bigbuckoffers.com, or through the form on this page.
How selling to us works
- Tell us about the house. Fill out the form or call 1-844-348-9268.
- Get a cash offer, usually the same day we have the details.
- Pick your closing date, as soon as 7 days.
There's no obligation, and you're free to say no. When you're ready, request a cash offer for your Temple house.
FAQ
Who buys houses for cash in Temple, TX?
Local investors, out-of-town investors and companies like BigBuck Offers all buy houses for cash in Temple. Compare more than one offer, and compare them with what a listing could net you.
Where do I pay property taxes in Temple, TX?
In Bell County, property taxes are collected by the Tax Appraisal District of Bell County, which has an office at 205 E. Central Ave. in Temple.
Can I sell a house in a Temple historic district as-is?
Yes. Changes to buildings in Temple's local historic districts go through city review, so when you sell as-is, the buyer who renovates handles that, not you.
Can I sell my Temple house if it still has storm damage?
Yes. We buy as-is, so you don't need to repair storm damage first. If you have an open insurance claim, check with your insurer before you sign.
Do you buy houses in Belton and Salado?
Yes. We buy in Temple, Belton, Salado, Troy, Morgan's Point Resort, Little River-Academy, Harker Heights and Killeen.
This page is general information, not legal or tax advice.
